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  A Legal and Practical Perspective for the United States and Canada on the Comparative Analysis of System Architectures for Storing Credit Card Information in Cloud-Based Applications Abstract: As cloud-based applications continue to proliferate, companies operating in multiple jurisdictions must navigate complex legal requirements when handling sensitive customer information, particularly credit card data. This paper explores the system architecture considerations for a company storing credit card information for customers in the United States and Canada. The research focuses on understanding the legal requirements in both countries, determining whether customer data should be stored in separate databases, and examining industry practices for compliance. Ultimately, this paper provides a comprehensive overview of the optimal system architecture for such a use case. 1. Introduction Businesses that handle delicate client information, especially credit card data, in an incre...